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Enrollment Eligibility
An employee is eligible to enroll in benefits if the employee is normally scheduled to work 1,000 or more compensated hours per plan year, regardless of whether they are an exempt or non-exempt employee.
Benefits
The Episcopal Diocese of Northern California offers
the following benefits to eligible employees:
- Medical (Anthem, Cigna, Kaiser), Dental, Vision, Prescription (Rx), Hearing, Behavioral Health, Telehealth Services
- Employee Assistance Program (EAP), Health Advocate
- Pension
- Life Insurance
- Disability (Short-term & Long-term)
- Travel Assistance
Read more about EDNC’s Denominational Health Plan (DHP) here!
Flu Shot
Its more crucial now than ever before to protect yourself and your loved ones against illnesses like the flu. The flu vaccine is one of the easiest ways to do so. It will also help to reduce the strain on healthcare systems responding to the COVID-19 pandemic.
Members of the Medical Trust can receive flu shots at any pharmacy that participates in the Express Scripts network at no cost to the member. Be sure to call in advance to schedule an appointment and to check on flu vaccine availability. And don’t forget your Express Scripts member ID card; you will be required to present it at the time of service.
To find a pharmacy participating in the Express Scripts network, log in at express-scripts.com and click “Prescriptions”, then “Find a Pharmacy”.
2022 Benefit Updates
2022 Benefit Updates
COVID-19 Provisions
The Medical Trust will continue to waive all copays, deductibles, and coinsurance for its members for healthcare services relating to the evaluation and testing for COVID-19 through at least December 31, 2022. In addition, the Medical Trust also will waive all copays, deductibles, and in-network coinsurance for its active members for healthcare services relating to the treatment of COVID-19 through at least December 31, 2022.
Telehealth platforms for Active Members
You can continue to access a medical professional through telehealth platforms offered by Anthem, Cigna, or Kaiser using your computer or mobile device. You will need high-speed internet access, a webcam or built-in camera, and audio
capability. Please remember that your personal healthcare provider may not participate on the vendor’s telehealth platform. In response to the COVID-19 pandemic, effective March 1, 2020, all services received via vendor telehealth platforms are available to you with no deductible, copay, or coinsurance through December 31, 2022.
- Anthem Blue Cross Blue Shield – Access LiveHealthOnline.com or download the LiveHealth Online mobile app in the App Store® or Google Play™.
- Cigna – Access MDLiveforCigna.com on your computer, or download the MDLIVE mobile app by searching in the App Store or Google Play.
- Kaiser Permanente – Access Kaiser’s telehealth platform services by calling the number on the back of your member ID card.
Virtual Visits
A virtual visit is an appointment with your personal healthcare provider carried out through an electronic medium of your provider’s choice (e.g., Zoom, Skype, telephonic) but that is not offered through your health plan carrier’s telehealth platform (e.g., Anthem LiveHealth Online, Cigna MDLive). The Medical Trust will continue to allow claims for virtual visits with network and out-of network providers that do not use a telehealth platform offered by Anthem or Cigna. Prior to March 1, 2020, virtual visits with your personal healthcare provider were generally excluded from health plan coverage. The virtual visit benefit exclusion will be removed from the Medical Trust’s Anthem and Cigna health plans effective January 1, 2022.
Virtual visits are covered at standard levels of benefits and member cost shares.
Note: Kaiser’s healthcare model requires its members to use the Kaiser telehealth platform for telehealth services.
Cigna Dental Modernization
To ensure that members have high-quality, comprehensive dental benefits, the Medical Trust has reviewed and modernized its dental plan offering with Cigna.
Effective January 1, 2022, the Medical Trust’s Cigna Dental plans will include coverage for Exparel, a long-lasting, non-opioid pain management medication for patients having oral surgery. Unlike systemic medications, Exparel works directly at the surgical site to numb nerves that cause pain; it is not a narcotic, and it is not addictive.
In addition, the Medical Trust is reclassifying osseous surgery, currently considered a Major Restorative Service, as a Basic Restorative Service for all its Cigna Dental plan offerings. This means that the Medical Trust’s Cigna Dental plans will reimburse these services at a higher rate starting in 2022.
Cigna EAP
The Cigna Employee Assistance Program (EAP) now includes access to Talkspace® virtual behavioral health!
- Connect with a licensed therapist or psychiatrist online, by video or by text using Talkspace, available for Cigna EAP members, ages 13 and up.
- Visit mycigna.com to access Talkspace virtual behavioral health.
2022 Plan Rates/Comparisons
Plan Rates & Plan Comparisons
PLAN RATES:
PLAN COMPARISON CHARTS:
2022 Plan Type Descriptions
The Medical Trust Plan Types
All the Medical Trust plans provide care through a network of doctors, dentists, hospitals, pharmacies, laboratories, and other providers. However, the different types of plans offer a range of options regarding the availability and cost of care in and out of network. The plan descriptions below can help you understand the features for each plan type. We offer the following types of medical plans:1
- Exclusive Provider Organization (EPO) Plan
- Preferred Provider Organization (PPO) Plan
- Consumer-Directed Health Plan/Health Savings Account (CDHP/HSA)
- Medicare Secondary Payer (MSP) Small Employer Exception (SEE) Plan
*All plans include preventive care, prescription coverage, as well as vision and hearing benefits.
EPO (Exclusive Provider Organization) (Kaiser Plans only)
Members enrolled in a Kaiser EPO Plan agree to use only the plan’s network of professionals and facilities, and they are responsible for ensuring that the services and care they receive are covered by the plan. Kaiser EPOs do not cover the cost of services received from out-of-network providers, except in emergency situations.
As the Kaiser plans are built on a managed-care platform, members are required to select a Primary Care Physician (PCP), and, depending on your service area, may need a referral to see a specialist.
PPO (Preferred Provider Organization)
PPO members can receive services from any provider — inside or outside of the plan’s network — without coordinating their care through a primary care physician. However, the plan pays greater benefits for care received from a network provider or facility. PPO members are responsible for ensuring that the services and care they receive are covered by the plan. They are often responsible for submitting their own claims for out-of-network care.
CDHP/HSA (Consumer-Directed Health Plan /Health Savings Account)
A CDHP/HSA member’s coverage consists of two parts:
- A traditional health plan that promotes preventive care and protects members against catastrophic healthcare expenses (Consumer-Directed Health Plan) and
- A tax-advantaged savings/reimbursement account (Health Savings Account) that allows members to take control of their day-to-day healthcare costs.2
With the exception of certain types of preventive care, the benefits from a Consumer-Directed Health Plan begin after the member meets the annual deductible.3 Contributions to a Health Savings Account help members build savings for current and future medical expenses that fall within the deductible of the health plan. A list of qualified medical expenses that may be paid with funds held in the HSAs can be found at the IRS website.
How the CDHP works
The Consumer-Directed Health Plan works much like a PPO. Members can receive services from any provider, and they do not have to coordinate their care through a PCP. While the CDHP covers services in and out-of-network (like the PPO), the CDHP provides very strong financial incentives for members to use network providers.4 Under these plans, certain preventive care services are not subject to the deductible and require no cost share if provided by network providers.
How the HSA works
The Health Savings Account is funded by the employee and/or employer, with a “tax-favored” status. Members can open an HSA only if they are enrolled in a qualified High Deductible Health Plan. When they incur medical expenses, they can choose to pay with either HSA funds or out-of-pocket. If HSA funds are not used, the balance continues to grow with tax-free earnings and is available for future medical expenses.
Funds deposited in an HSA belong to the member until they are spent. Unused dollars may earn interest tax-free, with certain restrictions. If members change employers or retire, they can take their HSA with them. Withdrawals from an HSA are tax-free, as long as they are used to pay for qualified medical expenses. Distributions from an HSA that are not used for qualified medical expenses will be assessed a penalty of 20 percent. For tax reporting, it is important for members to retain records of these expenses.
eLearning course:
Health Savings Accounts and High Deductible Health Plans
Download:
CDHP/HSA Fact Sheet for Members – 2021-2022
Investing Your HSA Brochure
Medicare Secondary Payer (MSP) Small Employer Exception (SEE) Plan
The Medical Trust provides the option for eligible employers to apply for the Medicare Secondary Payer (MSP) Small Employer Exception (SEE). If an employer applies for and is approved for the plan, eligible employees and their spouses can choose to participate in the SEE Plan.
In most cases, Medicare is the secondary payer of healthcare claims for active employees covered under Medicare Part A, and the Medical Trust plan is the first, or primary, payer. Medicare allows for an exception to the secondary payer rule for small employers called the Small Employer Exception (SEE). Participation in SEE is voluntary for eligible employers and their employees. It is anticipated that out-of-pocket costs will be lower for plan participants and that employers will save significantly in the cost of health benefits.
These plans are noted with MSP in the plan name.
Qualifying for SEE
In order to be eligible to participate, employees and/or spouses must be:
- 65 years or older
- Enrolled in Medicare Part A
- Enrolled in a Medical Trust SEE plan
- Work for an employer with fewer than 20 employees (The exception must be applied for and approved before the SEE Plan can be implemented.)
What costs are covered?
Under the exception, Medicare will become the primary payer of claims covered under Medicare Part A. These include hospitalization expenses, including inpatient care in hospitals, skilled nursing facilities, hospices and home healthcare settings. The Medical Trust plan will be the secondary payer. For other coverage, such as doctor visits, outpatient procedures and prescription drug coverage, the Medical Trust plan will be the primary payer. However, if an employee or eligible spouse elects to enroll in Medicare Part B coverage, Medicare will become the primary payer of Part B claims and the Medical Trust plan will be the secondary payer.
Webinar On-Demand:
MSP SEE Plan Member Education 
Download:
Medicare Secondary Payer SEE Member Fact Sheet
SEE Certification Eligibility Form
1Every group does not offer every plan. Please check with your group administrator for the plans available to you.
2In general, members and/or their spouses are not eligible for the CDHP/HSA option if they have any other health coverage that would apply to services covered by the CDHP/HSA, such as coverage through a spouse’s employer. Participation in a flexible spending account (FSA) may also limit a member’s ability to obtain coverage under the CDHP/HSA option.
3The CDHP deductible is a combination of medical and pharmacy deductible requirements. Therefore, to begin receiving benefits from the CDHP medical and prescription drug plans, members must meet one combined deductible.
4 The Kaiser CDHP-20/HSA is built on a managed care platform, and therefore requires the selection of a Primary Care Physician, requires a referral to see a specialist, and does not have out-of-network benefits.
2022 Anthem BCBS Plans
Anthem Plan Information
Active Plans (Under 65)
- Anthem BCBS CDHP – 15/HSA
- Anthem BCBS BlueCard PPO 70
- Anthem BCBS BlueCard PPO 80
- Anthem BCBS BlueCard PPO 90
- Anthem BCBS BlueCard PPO 100
Active MSP Plans (65+)
- Anthem BCBS BlueCard MSP PPO 70
- Anthem BCBS BlueCard MSP PPO 80
- Anthem BCBS BlueCard MSP PPO 90
- Anthem BCBS BlueCard MSP PPO 100
Contact Anthem BCBS:
Member Services: (844) 812-9207
Monday – Friday 8:30AM – 8:00PM ET
Anthem BCBS website
*All plans include preventive care, prescription coverage, as well as vision and hearing benefits.
2022 Cigna OAP Plans
Cigna Plan Information
Active Plans (Under 65)
Active MSP Plans (65+)
Contact Cigna:
Member Services: (800) 244-6224
24 hours a day/7 days a week
Cigna website
*All plans include preventive care, prescription coverage, as well as vision and hearing benefits.
2022 Kaiser Permanente Plans
Kaiser Plan Information
Active Plans (Under 65)
Contact Kaiser Permanente:
Visit Kaiser Permanente to find Member Services phone numbers for your region.
*All plans include preventive care, prescription coverage, as well as vision and hearing benefits.
2022 Dental Plans
Dental Benefits
Good dental health is crucial for your overall health. The Medical Trust offers three plans offering different coverage levels so that you can select the plan that best fits your family’s needs. All three of our dental plans stress preventive care and early intervention. The Medical Trust provides dental benefits through the Cigna dental network.
All plans cover preventive care and three checkups a year at no cost to members when network providers are used. Cigna offers a choice of providers in their dental network of dentists, endodontists, pediatric dentists, periodontists, orthodontists, and other dental providers.
Please note: Preventive procedures are not subject to the annual out-of-pocket limit.
Cigna Dental Plan Information:
2022 Cigna Dental Plan Handbook
Contact Cigna:
Member Services: (800) 244-6224
24 hours a day/7 days a week
Cigna website
2022 Prescription (Rx) Benefits
Prescription (Rx) Benefits
Pharmacy Benefits
Most of our health plans include a comprehensive prescription drug benefit through Express Scripts. If you are enrolled in a Kaiser health plan, your pharmacy benefits will be provided by Kaiser. Visit the Kaiser website for details about your pharmacy benefits.
Express Scripts
Express Scripts offers retail pharmacy benefits, as well as via Home Delivery Pharmacy ongoing, refillable prescriptions. To save on your prescriptions
- Request generic drugs whenever possible. Your doctor can advise you whether a generic medication is appropriate.
- Use home delivery pharmacy for prescriptions you need on an ongoing basis.
Retail Pharmacies
Express Scripts’ national network of participating retail pharmacies offers discounts when you present your Express Scripts ID card.
Home Delivery
You can order up to 90 days of medication at one time, usually at a significant cost savings, through Express Scripts’ home delivery service. You will receive automatic refills and reminders when your prescription is expiring. Home delivery is required for maintenance medications after the third fill at a retail pharmacy.
Visit Express Scripts’ website to price a medication, download the formulary, or find a participating retail pharmacy. You may also call Express Scripts Member Services at (800) 841-3361
To file a claim for reimbursement, use the Prescription Drug Reimbursement Form.
Vision Benefits
Vision Benefits
All of the healthcare plans offered by the Medical Trust include vision benefits.
EyeMed Vision Care
Vision benefits offered through EyeMed’s Insight Network provide coverage for an annual eye exam and cost savings on prescription glasses or contact lenses.
EyeMed’s Insight Network works with thousands of providers nationwide. EyeMed’s Insight Network includes local, private practitioners and retail chains.
To find a provider, visit EyeMed and click on Provider Locator (at the bottom of the screen).
Create an account or Login at EyeMed to view benefits and claims.
The following network services and benefits are provided once per calendar year:
- Eye exam: $0 copay. A copay is required for contact lens fit and follow-up.
- Frames OR contact lenses: $150 allowance. There is a 20% discount off the balance for frames and 15% discount off the balance for contact lenses.
- Lenses: $10 copay (for standard plastic lenses: single vision, bifocal, trifocal)
The plan offers the following network features:
- 40% discount on the purchase of additional complete pairs of eyeglasses once the initial benefit has been used
- 20% off retail price for eye care supplies purchased at network providers
- Online ordering for replacement contact lenses at below-retail price
For a full list of benefits and features, see the EyeMed Insight Network flyer, call (866) 723-0513 or visit EyeMed.
Hearing Benefits
Hearing Benefits
To ensure that members have a high-quality, comprehensive health benefit plan and in response to member feedback, the Medical Trust is enhancing hearing benefits.
Employees and dependents enrolled in a Medical Trust health plan are eligible for a hearing benefit allowance of up to $1,500 per ear every three years for the purchase of hearing aid devices.
Contact your health plan carrier (Anthem, Cigna, or Kaiser) for information about their hearing aid provider network, eligible expenses, exclusions, and discounts.
Behavioral/Mental Health
Behavioral/Mental Health
Your coverage includes behavioral health benefits for individual and family needs, both inpatient and outpatient. You have access to an integrated behavioral health program that includes behavioral health, substance use disorder, and employee assistance program benefits. This plan also offers coverage for colleague support groups.
All our plans offer access to the Employee Assistance Program (EAP) through Cigna, a free, confidential service that offers immediate help, referrals and online resources for a range of behavioral, family and care-giving, financial, health, and other life issues. All members receive their EAP benefits through Cigna, whether enrolled in an Anthem BCBS, Cigna, or Kaiser health plan.
To access EAP services, call (866) 395-7794, 24 hours a day, 7 days a week, or sign in to myCigna.com (employer ID: episcopal).
Please review your plan handbook for your behavioral health benefits.
Claim forms:
Employee Assistance Program
Employee Assistance Program
To help address your emotional, physical, family, and legal needs, the Medical Trust offers the Employee Assistance Program (EAP) to clergy and lay members of our medical plans, their covered dependents and any other household members. This benefit provides immediate help, referrals, and resources. The plan covers unlimited telephone consultations and up to 10 face-to-face counseling sessions per issue at no member cost.
Here’s 100 Reasons To Call The Employee Assistance Program.
The Cigna EAP is a confidential 24-hour service that can help you access the resources you need if you or a loved one wants someone to talk to. It is offered, at no charge to members, as part of all Medical Trust plans.
The trained professional EAP staff can provide:
- 24/7 phone access for behavioral health issues
- Referrals for in-person counseling
- Legal consultations
- Financial services and referrals
- Tips for balancing work and family
- Assistance finding childcare and senior care
There are also online resources on such issues as:
- Emotional well-being and life events
- Family and caregiving
- Health and wellness
- Daily living
- Disaster Resource Center
Talkspace®
The Cigna EAP now includes access to Talkspace®virtual behavioral health!
- Connect with a licensed therapist or psychiatrist online, by video, or text using Talkspace, available for Cigna EAP members, ages 13 and up.
- Visit myCigna.com or download the getting started flyer to learn how to access Talkspace virtual behavioral health.
Pastoral Support Network (PSN)
The Pastoral Support Network (PSN) offers counseling and support services with a particular sensitivity to the unique issues priests and their families may experience. If there’s an issue for which you’d like assistance, you can talk with a PSN counselor over the phone or get a referral for a counseling professional in your area.
The Pastoral Support Network is part of your EAP benefit and is completely confidential. Neither your congregation/employer nor The Episcopal Church Medical Trust will be notified when you use the services.
The Pastoral Support Network is offered at no cost and is available to all the family members in your household. For more information or to talk with a PSN specialist, call (866) 395-7794.
Accessing Your EAP Benefits
To access EAP services, call (866) 395-7794, 24 hours a day, 7 days a week, or sign in to myCigna.com (employer ID: EpiscopalPSN).
To learn more about EAP, download the Employee Assistance Program (EAP) brochure for Clergy, or the Employee Assistance Program (EAP) brochure for Lay.
Wellness Webcasts
The EAP also offers interactive online seminars on a variety of topics related to wellness at home and in the workplace.
Browse all currently available webcasts or learn more at Cigna.com/EAPWebcasts.
Health Advocate
Health Advocate
Health Advocate offers help when you have questions about your medical care – from finding a doctor, to understanding treatment options for a medical condition, to understanding your benefits, or resolving a claim. Get help when you need it from a knowledgeable healthcare professional. This complimentary, confidential service can help you navigate the healthcare system and make the most of your benefits. It is available for yourself, your dependents, your parents and parents-in-law (even if they do not live with you).
The Health Advocate benefit pairs you with a healthcare professional who can help you:
- Find the best hospitals, doctors, and other healthcare providers
- Obtain second opinions
- Schedule appointments with hard-to-reach specialists
- Resolve benefit claims and issues
- Correct billing mistakes
- Better understand your condition
- Assist with eldercare
- And much more
For details:
- Download the Health Advocate brochure
- Sign in to Health Advocate (password: episcopal)
- Call (866) 695-8622, 24 hours a day, 7 days a week. Normal business hours are Monday through Friday, 8:00AM to 9:00PM ET
Telehealth Services
Telehealth Services
How to Access Telehealth
Use a computer or mobile device to have a virtual visit with board-certified doctors and pediatricians who can diagnose, treat and prescribe most medications for minor medical conditions and common health concerns.
Telehealthine is available for members participating in Anthem, Cigna, and Kaiser plans.
For plan specific details see:
Life Insurance
Group Life Insurance
Clergy Pension Plan
Group Life Insurance is offered as a benefit to eligible active clerics who participate in The Church Pension Fund Clergy Pension Plan. Should you die before you retire, your beneficiary will receive a benefit equal to:
- Six times your current Total Assessable Compensation, up to a maximum of $150,000.
Supplemental life insurance is available during periodic open enrollment periods for clergy who do not have supplemental life coverage.
For additional information, please refer to A Guide to Clergy Benefits (also available in Español).
Employer-Provided Group Life Insurance
Some employers provide an additional Group Term Life Insurance and/or Accidental Death & Dismemberment benefit. Please check with your employer or diocese to confirm the specific details of your plan.
Clergy:
Eligible clergy employees will also be provided Group Life Insurance coverage in the amount of $20,000, which is in addition to what they are eligible for through the Clergy Pension Plan
Lay:
Eligible lay employees will also be provided Group Life Insurance coverage in the amount of $50,000.
Is my Group Life Insurance benefit enough?
- If your circumstances require additional coverage, Church Life offers Supplemental Group Term Life Insurance at affordable rates.
- If you’re unclear about the different options, please consult the glossary of commonly used terms.
Disability Insurance
Disability Insurance
Accidents happen. People get sick. Disability benefit helps you continue paying your bills even when you can’t work. As an active employee who meets eligibility requirements, both clergy and lay employees will receive Short-Term Disability Benefits and Long-Term Disability Coverage as a benefit to help maintain your income should you become disabled.
Short-term disability benefit may cover events such as:
- Maternity leave
- Injuries
- Extended illness
- Recovery from surgery
- Hospitalization
To find out more about these benefits, click the links below:
Clergy:
Lay:
Travel Assistance
Travel Assistance
Feel more secure when you travel with UnitedHealthcare Global Assistance services. UnitedHealthcare Global Assistance provides a comprehensive emergency medical and travel assistance program 24 hours a day, 7 days a week. With UnitedHealthcare Global Assistance, you will have access to worldwide medical and dental referrals, emergency medical treatment, replacement of travel documents and other services. UnitedHealthcare Global Assistance services are available when you are outside the USA or are 100 or more miles from your permanent residence.
The program includes:
- Assistance in obtaining medical treatment. Whether you need a local referral for treatment or evacuation due to a medical emergency, UnitedHealthcare Global Assistance staff will help make the arrangements.
- Assistance with providing insurance information and medical records for treatment
- Replacement of prescriptions, medical devices and corrective lenses
- Emergency travel arrangements and replacement of lost or stolen travel documents
- Emergency fund transfers
- Destination profiles, which include health and security risks for over 170 countries
UnitedHealthcare Global Assistance is not responsible for your medical costs while you are traveling. If the services are covered under your medical plan, you can submit them as medical plan claims for reimbursement. Refer to your medical plan handbook for coverage details and information on how to submit a claim.
All of the Medical Trust medical plans include the services of UnitedHealthcare Global Assistance travel assistance program.
For more information:
- Download the United Healthcare Global Assistance brochure
- Visit UnitedHealthcare Global Assistance
- Call (800) 527-0218
Plan Contact Information
Plan Contact Information
The Episcopal Church Medical Trust
Cpg.org
Phone: (800) 480-9967
Monday through Friday, 8:30AM – 8:00PM ET (excluding holidays)
Fax: (877) 4-FAX-CPG (432-9274)
Anthem BCBS (medical and behavioral)
Anthem.com
Phone: (844) 812-9207
Monday – Friday, 9:00AM – 8:00PM ET
Cigna (medical, behavioral and dental)
myCigna.com
Phone: (800) 244-6224
24 hours a day, 7 days a week
Kaiser Permanente
kp.org
Northern California: (800) 663-1771
TTY: (877) 870-0283
Monday – Friday, 7:00AM – 9:00PM ET
Express Scripts Prescription Drug Benefits
express-scripts.com
Phone: (800) 841-3361
24 hours a day, 7 days a week
(except Thanksgiving and Christmas)
EyeMed Vision Care
eyemedvisioncare.com
Phone: (866) 723-0513 (members)
(866) 723-0596 (pre-enrollment)
Monday – Saturday, 8:00AM – 11:00PM ET
Sunday 11:00AM – 8:00PM ET
Cigna EAP
myCigna.com
Phone: (866) 395-7794 (members)
(800) 926-2273 (for pre-membership information)
24 hours a day, seven days a week
Health Advocate
HealthAdvocate.com
Phone: (866) 695-8622
24 hours a day, seven days a week
Business hours are 8:00AM – 9:00PM ET
UnitedHealthcare Global Assistance
United Healthcare Global Assistance
Phone: (800) 527-0218 (from U.S., Canada, Puerto Rico, Virgin Islands and Bermuda)
(410) 453-6300 (from all other locations, call collect)
24 hours a day, seven days a week
Health Equity (HSA services for some members in CDHP plans)
healthequity.com
Phone: (877) 713-7712
24 hours a day, 7 days a week
Retiree Insurance Information
Retiree Insurance Information
Church Pension Group
Please contact the Church Pension Group and the Episcopal Church Medical Trust directly as you approach age 65 (regardless of whether or not you plan to retire). To ensure sufficient time for transitions, please contact Church Pension Group when you are three months away from retirement.
Forms to submit to benefits@norcalepiscopal.org:
Church Pension Group: 1-866-802-6333
For Pension, Retirement Plans & Individual Life Insurance
Episcopal Church Medical Trust: 1-800-480-9967
For Medical, Dental, & Group Life/Disability
Social Security Administration
The Social Security Administration provides information about applying for Medicare (both online and on paper).
Retirement Planning Resources from the Church Pension Group
CPG: Planning for Retirement Overview for Active Clergy – click here
CPG: Planning for Retirement Overview for Active Clergy – click here
CPG: Planning for Retirement Overview for Active Lay Employees – click here